Prop Firm Lot Size and Drawdown
On a $10,000.00 account, risking 2% ($200.00) with a stop of 20 pips, XAUUSD sizes to 1.00 lots. One pip on 1.00 lot is $10.00. The loss at that rounded size is $200.00, with no spread and no commission.
Dollar loss amounts are shown only where the firm page states the percentage and the account size is covered by that statement. The5ers at $100,000.00 stays unverified because the published percentages conflict. FTMO Instant is omitted. The older drawdown summaries stay at their own URLs and are not rewritten here.
XAUUSD contract: 100 oz per 1.00 lot. pips (1 pip = 0.10). A 0.01 lot is $0.10 per pip, a 0.10 lot is $1.00, and 1.00 lot is $10.00. The quote currency is USD, so the 2026-10-15 bundled rates are not applied. Minimum lot 0.01, step 0.01. The lot rounds down, so the loss at the stop stays at or under the risk when spread and commission are left at zero.
The risk table for XAUUSD uses stops of 60, 120, 240 pips. On $10,000.00 at 2% those three stops size 0.33 lots, $198.00 at the stop; 0.16 lots, $192.00 at the stop; 0.08 lots, $192.00 at the stop.
| Spec | XAUUSD |
|---|---|
| Contract size | 100 oz per 1.00 lot. |
| Pip definition | pips (1 pip = 0.10) |
| Value of 0.01 lot per pip | $0.10 |
| Value of 0.10 lot per pip | $1.00 |
| Value of 1.00 lot per pip | $10.00 |
| Minimum lot | 0.01 |
| Lot step | 0.01 |
| USD rate used for this table | Quote currency is USD. Bundled rates dated 2026-10-15 are not applied. |
| XAUUSD | Account | Risk | 60 pips | 120 pips | 240 pips |
|---|---|---|---|---|---|
| XAUUSD | $5,000.00 | 0.5% ($25.00) | 0.04 lots, $24.00 at the stop | 0.02 lots, $24.00 at the stop | 0.01 lots, $24.00 at the stop |
| XAUUSD | $5,000.00 | 1% ($50.00) | 0.08 lots, $48.00 at the stop | 0.04 lots, $48.00 at the stop | 0.02 lots, $48.00 at the stop |
| XAUUSD | $5,000.00 | 2% ($100.00) | 0.16 lots, $96.00 at the stop | 0.08 lots, $96.00 at the stop | 0.04 lots, $96.00 at the stop |
| XAUUSD | $10,000.00 | 0.5% ($50.00) | 0.08 lots, $48.00 at the stop | 0.04 lots, $48.00 at the stop | 0.02 lots, $48.00 at the stop |
| XAUUSD | $10,000.00 | 1% ($100.00) | 0.16 lots, $96.00 at the stop | 0.08 lots, $96.00 at the stop | 0.04 lots, $96.00 at the stop |
| XAUUSD | $10,000.00 | 2% ($200.00) | 0.33 lots, $198.00 at the stop | 0.16 lots, $192.00 at the stop | 0.08 lots, $192.00 at the stop |
| XAUUSD | $25,000.00 | 0.5% ($125.00) | 0.20 lots, $120.00 at the stop | 0.10 lots, $120.00 at the stop | 0.05 lots, $120.00 at the stop |
| XAUUSD | $25,000.00 | 1% ($250.00) | 0.41 lots, $246.00 at the stop | 0.20 lots, $240.00 at the stop | 0.10 lots, $240.00 at the stop |
| XAUUSD | $25,000.00 | 2% ($500.00) | 0.83 lots, $498.00 at the stop | 0.41 lots, $492.00 at the stop | 0.20 lots, $480.00 at the stop |
| XAUUSD | $50,000.00 | 0.5% ($250.00) | 0.41 lots, $246.00 at the stop | 0.20 lots, $240.00 at the stop | 0.10 lots, $240.00 at the stop |
| XAUUSD | $50,000.00 | 1% ($500.00) | 0.83 lots, $498.00 at the stop | 0.41 lots, $492.00 at the stop | 0.20 lots, $480.00 at the stop |
| XAUUSD | $50,000.00 | 2% ($1,000.00) | 1.66 lots, $996.00 at the stop | 0.83 lots, $996.00 at the stop | 0.41 lots, $984.00 at the stop |
| XAUUSD | $100,000.00 | 0.5% ($500.00) | 0.83 lots, $498.00 at the stop | 0.41 lots, $492.00 at the stop | 0.20 lots, $480.00 at the stop |
| XAUUSD | $100,000.00 | 1% ($1,000.00) | 1.66 lots, $996.00 at the stop | 0.83 lots, $996.00 at the stop | 0.41 lots, $984.00 at the stop |
| XAUUSD | $100,000.00 | 2% ($2,000.00) | 3.33 lots, $1,998.00 at the stop | 1.66 lots, $1,992.00 at the stop | 0.83 lots, $1,992.00 at the stop |
| Firm | Program | Account | Daily loss amount | Maximum loss | Lot rule |
|---|---|---|---|---|---|
| FTMO | 2-Step | $100,000.00 | $5,000.00 | $10,000.00 static | No universal lot cap stated |
| FTMO | 1-Step | $100,000.00 | $3,000.00 | $10,000.00 end-of-day trailing | No universal lot cap stated |
| FTMO | 2-Step | $10,000.00 | $500.00 | $1,000.00 static | No universal lot cap stated |
| FTMO | 1-Step | $10,000.00 | $300.00 | $1,000.00 end-of-day trailing | No universal lot cap stated |
| The5ers | High Stakes, $2,500 to $25,000 | $10,000.00 | $500.00 only if 00:00 balance and equity are both $10,000.00 | $1,000.00 static | Unverified |
| The5ers | High Stakes $100,000 | $100,000.00 | Unverified | Unverified | Unverified |
| FundedNext | Stellar 2-Step | $100,000.00 | $5,000.00 | $10,000.00 static | No fixed maximum lot on challenges and funded accounts |
| FundedNext | Stellar 1-Step | $100,000.00 | Not restated here | $6,000.00 from the maximum-loss article | No fixed maximum lot on challenges and funded accounts |
Firm rules
Rules checked on 2026-10-15. Purchase-date coverage is not stated on this page. A dollar cell is the published percentage times that account size. An unverified cell is not zero and it is not a limit.
- FTMO trading objectives (source, not an affiliate link)
- FTMO challenge sizes (source, not an affiliate link)
- FTMO note on position size (source, not an affiliate link)
- The5ers High Stakes program table (source, not an affiliate link)
- High Stakes drawdown FAQ (source, not an affiliate link)
- High Stakes maximum loss FAQ (source, not an affiliate link)
- FundedNext daily loss and maximum loss (source, not an affiliate link)
- FundedNext maximum loss calculation (source, not an affiliate link)
- FundedNext maximum lot size (source, not an affiliate link)
- FundedNext funded-account risk limits (source, not an affiliate link)
Questions
Which firm dollar limits are verified here?
FTMO 1-Step and 2-Step at $100,000.00 and, by the same percentages, at $10,000.00. The5ers High Stakes at $10,000.00 inside the $2,500 to $25,000 band. FundedNext Stellar 2-Step at $100,000.00, plus the Stellar 1-Step 6% maximum from the same article.
Why is The5ers $100,000 unverified?
The program table lists 4% daily and 8% maximum for that row. The drawdown FAQ and the maximum-loss FAQ describe 5% and 10%. No dollar loss is printed for that row.
Which calculator preset does this hub open?
XAUUSD at $10,000.00, 2%, stop of 20 pips, result 1.00 lots. The firm preset inside the calculator still starts at None, so the lot matches this example.
Are the affiliate links on FTMO and FundedNext pages for those firms?
No. The only affiliate link is The5ers, and it is labeled Affiliate. FTMO and FundedNext links are sources.